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Centurion offers three medical plan options through Anthem BlueCross BlueShield (BCBS).

Before you enroll in medical coverage, take some time to fully understand how each plan works.


Can you set aside money from your paycheck to save for out-of-pocket health care costs?
Consider the Keycare HDHP.  You will have the option to fund a health savings account (HSA) that can save you money on your health care costs.

Do you prefer to pay less when you visit the doctor’s office?
Consider the KeyCare Choice PPO. While you will pay more from your paycheck each month for coverage, you will only be responsible for a small copay or cost share when you need care.

Do you or your covered family members take any prescription medications on a regular basis?
Consider choosing the KeyCare Standard or Choice PPO. With these plans, you’ll consistently pay a smaller copay or cost share when you pick up your medication(s) than you would with the HDHP.

Note: Consider a 90-day supply through prescription mail order.

Medical Plan Costs

Listed below are the per-pay-period (26 pay periods per year) deductions (costs) for medical insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis, which means you don’t pay taxes on the amount you pay for coverage.

A spousal surcharge of $75 per month will apply to the “employee + spouse” and “employee + family” coverage levels if your spouse is offered medical insurance through their employer and enrolls in a Centurion medical plan.

We verify dependents and we will ask for documentation at enrollment effective 01/01/2024.

The table below summarizes the benefits of each medical plan.

The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.

(1) Certain providers may be Enhanced Personal Healthcare (EPH) providers, which will result in a lower copay of $10.
(2) LiveHealth Online psychology visit copays are $0 for the KeyCare Standard PPO and KeyCare Choice PPO plans.
(3) Members will pay the lower amount for their prescriptions when they select a Choice Tier Network pharmacy. For more information, visit


Your local Select Network is based on the state in which you reside.

  • Florida: NetworkBlue
  • Georgia: Blue Open Access POS
  • Maryland/DC: Blue Choice Advantage Open Access
  • Missouri: Blue Access Choice (St. Louis)
  • Northern Virginia*: Blue Choice Advantage Open Access
  • Tennessee: Network S
  • Arizona: Blue Alternative

These local doctors and hospitals have agreed to a discounted rate. So, when you go to them, those savings will pass on to you. Most local hospitals and providers participate in the local network, which means you will have several high-quality and cost-effective providers to choose from. When you travel outside of your home state, and therefore out of the Select Network area, you will still have access to the BlueCard PPO network.

Please note that the following providers/facilities are not in network:

  • Georgia: Quest Diagnostics
  • Tennessee: Methodist Hospital (Memphis)
  • Arizona: Mayo Foundation including Mayo Clinic, Mayo Hospital, and Mayo Family Clinics
    To locate an in-network provider, visit, choose Select a Plan for basic search, and enter the following information:
  • What type of care are you searching for? Select Medical Plan or Network from the dropdown list
  • What state do you want to search? Select your home state: Florida, Georgia, Maryland/DC, Missouri, Northern Virginia, Tennessee, or Arizona
  • How do you get health insurance? Select Medical (Employer-Sponsored)
  • Select a plan/network: Choose the appropriate network based on your state (Florida: NetworkBlue, Georgia: Blue Open Access POS, Maryland/DC: Blue Choice Advantage Open Access, Missouri: Blue Access Choice (St. Louis), Northern Virginia*: Blue Choice Advantage Open Access, Tennessee: Network S, Arizona: Blue Alternative), then click Continue

*The Select Network in Northern Virginia is limited to individuals who reside in the Town of Vienna, City of Fairfax, and east of State Route 123. All others who reside in VA will choose the same as they do today, which is KeyCare PPO.


You have access to telemedicine through Anthem BlueCross BlueShield. Get the care you need wherever you need it. Whether you’re on the go, at home, or at the office, care comes to you in the form of telemedicine.

KeyCare Standard PPO and KeyCare Choice PPO plan members pay a $0 copay for telemedicine visits. KeyCare HDHP members pay a $55 copay before their deductible is met.

Due to HIPAA regulations, children who are 18 years of age or older must set up their own Anthem account in order to make telehealth appointments for themselves.


In-network preventive care is 100% free for medical plan members. You won’t have to pay anything out of your pocket when you receive in-network preventive care. Practice preventive care and reap the rewards of a healthier future.

Preventive care helps keep you healthier long-term.
An annual preventive exam can help IDENTIFY FUTURE HEALTH RISKS and treat issues early when care is more manageable and potentially more effective.

Preventive care helps keep your costs low.
With a preventive care exam each year, you can TARGET HEALTH ISSUES EARLY when they are less expensive to treat. You can also effectively manage chronic conditions for better long-term health.

Preventive care keeps your health up to date.
Yearly check-ins with your doctor keep your health on track with AGE- AND GENDER-SPECIFIC EXAMS, VACCINATIONS, AND SCREENINGS that could save your life.


Anthem Member Portal

See your benefits, coverage, and costs in one place with the Anthem member portal. Log into to manage spending for your care, understand your claims, keep your health history in one secure place, and more.


Managing an ongoing health condition isn’t easy,
and having a little extra assistance can make a big difference. Anthem provides ConditionCare with one-on- one support, tools, and resources to support members.

Conditions include:

  • Asthma (pediatric or adult)
  • Chronic obstructive pulmonary disease (COPD)
  • Coronary Artery disease
  • Diabetes, types 1 and 2 (pediatric or adult)
  • Heart Failure

Anthem may reach out to you or you may call Anthem at 866-960-0812 for more information.

Health Care Cost Estimator

Lab tests, X-rays, and procedures such as back surgeries and knee replacements can vary a lot in price depending on where you go. With the Estimate Your Cost online tool, find out the cost for hundreds of procedures before setting foot in a doctor’s office.

Enhanced Personal Healthcare Providers

If you are enrolled in the KeyCare Standard PPO or KeyCare Choice PPO, you will pay less for primary care office visits when you choose an Enhanced Personal Healthcare (EPH) provider. The cost for a primary care visit with an EPH provider is a $10 copay.


Anthem Health Guide agents work closely with health care professionals like nurses, health coaches, social workers, and other health care providers to guide you through the health care system to find the right care, at the right time, for the right cost.

Agents can help you:

  • Connect with programs and support covered by your benefits.
  • Stay on top of exams, tests, or preventive screenings by reminding you to make an appointment.
  • Compare costs on health care services, find in-network doctors, and much more.

Call 833-388-1400 to speak with a live health guide agent. You can also visit and click on the “Customer Support” tab to chat with an agent.


One in three Americans has prediabetes, but most don’t know it. To help you address prediabetes and prevent type 2 diabetes, Lark has teamed up with Anthem to offer you digital personalized support AT NO COST.

24/7 coaching support includes:

  • A customized program that fits your lifestyle.
  • Convenient access to a coach through the Lark mobile app.
  • Personalized feedback and daily check-ins.
  • Information on prediabetes and how to prevent type 2 diabetes.
  • A free wireless smart scale when you enroll.

Learn if you qualify by taking the one-minute quiz at

Know where to go for care.

Where you go for medical services can make a big difference in how much you pay and how long you wait to see a health care provider. Use the chart below to help choose where to go for care.