Medical

Medical Plan Costs

Listed below are the per-pay-period (26 pay periods per year) deductions (costs) for medical insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis, which means you don’t pay taxes on the amount you pay for coverage.

SPOUSAL SURCHARGE
A spousal surcharge of $75 per month will apply to the “employee + spouse” and “employee + family” coverage levels if your spouse is offered medical insurance through their employer and enrolls in a Centurion medical plan.

We verify dependents and we will ask for documentation at enrollment effective 01/01/2024.

The table below summarizes the benefits of each medical plan.

The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.

LOCAL SELECT NETWORK

Your local Select Network is based on the state in which you reside.

• Florida: NetworkBlue
• Georgia: Blue Open Access POS
• Maryland/DC: Blue Choice Advantage Open Access
• Missouri: Blue Access Choice (St. Louis)
• Northern Virginia*: Blue Choice Advantage Open Access
• Tennessee: Network S
• Arizona: Blue Alternative

These local doctors and hospitals have agreed to a discounted rate. So, when you go to them, those savings will pass on to you. Most local hospitals and providers participate in the local network, which means you will have several high-quality and cost-effective providers to choose from. When you travel outside of your home state, and therefore out of the Select Network area, you will still have access to the BlueCard PPO network.

Please note that the following providers/facilities are not in network:

• Georgia: Quest Diagnostics
• Tennessee: Methodist Hospital (Memphis)
• Arizona: Mayo Foundation including Mayo Clinic, Mayo Hospital, and Mayo Family Clinics
  To locate an in-network provider, visit anthem.com/find-care, choose Select a Plan for basic search, and enter the following information:
• What type of care are you searching for? Select Medical Plan or Network from the dropdown list
• What state do you want to search? Select your home state: Florida, Georgia, Maryland/DC, Missouri, Northern Virginia, Tennessee, or Arizona
• How do you get health insurance? Select Medical (Employer-Sponsored)
• Select a plan/network: Choose the appropriate network based on your state (Florida: NetworkBlue, Georgia: Blue Open Access POS, Maryland/DC: Blue Choice Advantage Open Access, Missouri: Blue Access Choice (St. Louis), Northern Virginia*: Blue Choice Advantage Open Access, Tennessee: Network S, Arizona: Blue Alternative), then click Continue

*The Select Network in Northern Virginia is limited to individuals who reside in the Town of Vienna, City of Fairfax, and east of State Route 123. All others who reside in VA will choose the same as they do today, which is KeyCare PPO.

TELEMEDICINE

You have access to telemedicine through Anthem BlueCross BlueShield. Get the care you need wherever you need it. Whether you’re on the go, at home, or at the office, care comes to you in the form of telemedicine.

KeyCare Standard PPO and KeyCare Choice PPO plan members pay a $0 copay for telemedicine visits. KeyCare HDHP members pay a $55 copay before their deductible is met.

Due to HIPAA regulations, children who are 18 years of age or older must set up their own Anthem account in order to make telehealth appointments for themselves.

PREVENTIVE CARE

In-network preventive care is 100% free for medical plan members. You won’t have to pay anything out of your pocket when you receive in-network preventive care. Practice preventive care and reap the rewards of a healthier future.

Preventive care helps keep you healthier long-term.
An annual preventive exam can help IDENTIFY FUTURE HEALTH RISKS and treat issues early when care is more manageable and potentially more effective.

Preventive care helps keep your costs low.
With a preventive care exam each year, you can TARGET HEALTH ISSUES EARLY when they are less expensive to treat. You can also effectively manage chronic conditions for better long-term health.

Preventive care keeps your health up to date.
Yearly check-ins with your doctor keep your health on track with AGE- AND GENDER-SPECIFIC EXAMS, VACCINATIONS, AND SCREENINGS that could save your life.

ADDITIONAL MEDICAL SERVICES/RESOURCES

Anthem Member Portal

See your benefits, coverage, and costs in one place with the Anthem member portal. Log into anthem.com to manage spending for your care, understand your claims, keep your health history in one secure place, and more.

ConditionCare

Managing an ongoing health condition isn’t easy,
and having a little extra assistance can make a big difference. Anthem provides ConditionCare with one-on- one support, tools, and resources to support members.

Conditions include:

• Asthma (pediatric or adult)
• Chronic obstructive pulmonary disease (COPD)
• Coronary Artery disease
• Diabetes, types 1 and 2 (pediatric or adult)
• Heart Failure

Anthem may reach out to you or you may call Anthem at 866-960-0812 for more information.

Health Care Cost Estimator

Lab tests, X-rays, and procedures such as back surgeries and knee replacements can vary a lot in price depending on where you go. With the Estimate Your Cost online tool, find out the cost for hundreds of procedures before setting foot in a doctor’s office.

Enhanced Personal Healthcare Providers

If you are enrolled in the KeyCare Standard PPO or KeyCare Choice PPO, you will pay less for primary care office visits when you choose an Enhanced Personal Healthcare (EPH) provider. The cost for a primary care visit with an EPH provider is a $10 copay.